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Bank of America just reduced my card’s APR!

Back in January I shared with you my personal experience with Bank of America throughout my credit journey: http://hiepsfinance.com/2013/01/30/bank-of-america-is-awesome/ . To sum it up, Bank of...

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Step-by-step guide to build credit in one year

I have written this guide as a balanced approach to building credit if you are starting out. It is not intended to give you the maximum credit score, since that would require that you know perfectly...

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How I achieved 760 FICO credit score in just over 2 years

How I achieved 760 FICO credit score in just over 2 years My credit journey has now lasted for 2 years and 10 months, and I’m in the mood for reflecting on the journey thus far. I did a lot of research...

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